Are you suffering from a bad credit score? Then it is the time that you applied for a credit card which won’t add to your woes. A bad credit score can really make you suffer when you are applying for loans and credits and if you are one of those people who purchase most of the stuff with the help of your credit card then it would be advisable if you choose a secured credit card for yourself.

A secured credit card requires you to deposit a security amount which you can then later use to borrow against. If you use a secured credit card regularly and build a good credit, then you are more likely to get an unsecured credit card too, which would mean that your deposit will get refunded back.

A secured credit card requires you to deposit a security amount which you can then later use to borrow against. If you use a secured credit card regularly and build a good credit, then you are more likely to get an unsecured credit card too, which would mean that your deposit will get refunded back.

However, if you do want to improve your credit score then check out the DIY guide at https://creditrepairxp.com/credit-repair-companies/.

Best-credit-cards

We have made a list of the 5 best credit cards which would be good for you if you are suffering from bad credit score:

Capital One Master Card

One of the best Secured cards which don’t ask for an annual payment and are flexible in their deposit payment method. You can have a credit score of 350-659 and you are still eligible for this credit card and can use it to make a good credit history. You can choose your credit line and you need to deposit the amount equal to it, you can do this is installments too. Although this card won’t allow you a card if you were previously bankrupt if you have bad credit now and you wish to improve it, then this is the one for you.

Credit One Bank Unsecured Platinum Visa

One of the best-unsecured cards, for this card you don’t need any deposit to be made. You just need to know if you are pre-qualified but don’t worry there won’t be any hard inquiries. If you are regular in your payment then you can also get your credit line increased but a fee may apply for that. Another amazing part about this card is it offers you amazing rewards for gas purchases and you can receive texts and emails to be updated on your usage.

Milestone Gold MasterCard

Another great unsecured card for people with bad credit, this one has a quick and easy pre-qualification process which doesn’t affect your score at all. It also offers you with free card design options and easy online access and if your report shows that you were previously bankrupt, this card is still ok with it as long as you are responsible payer now.

Discover It, Secured Card

Another great credit card, this one has an annual fee of $0 and is perfect for people with a bad credit score. You get many cash-back rewards and can easily upgrade your card to an unsecured card once you have made several regular payments. There is one drawback though, you would need to pay the deposit with a bank account but its features and rewards more than make up for this.

Indigo Platinum MasterCard

This is yet another unsecured card who accepts previous bankruptcy and has an easy online access and pre-qualification procedure without impacting your credit score. This card also protects you from fraudulent activities such as stolen or lost cards and is accepted at more than 35 million locations worldwide.

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